What is equity release?
Equity release allows you to release tax-free cash tied up in your home.
TALK TO AN ADVISERWhat is Equity Release?
Equity release allows homeowners aged 55 or over to unlock some of the tax-free cash tied up in their property—without having to move.
If your home is worth at least £70,000, you could access funds to use however you choose—whether that’s:
- Paying off any existing mortgage or debts
- Making home or garden improvements
- Gifting a living inheritance to your family
- Taking a dream holiday
- Treating loved ones
- Or simply topping up your finances for a more comfortable retirement
Is Equity Release Right for You?
Equity release isn't suitable for everyone, and it’s important to understand the pros and cons before making any decisions.
That’s why our qualified advisers at Compare Retirement will take the time to understand your needs and explain all your options in clear, simple terms. We also recommend involving your family in the process, as releasing equity from your home will reduce the value of your estate and could impact any inheritance you plan to leave behind.
The Two Main Types of Equity Release
- Lifetime Mortgage (Most Popular)
You borrow money secured against your home while continuing to own 100% of your property. Interest can roll up, or with some plans, you can choose to make repayments. - Home Reversion Plan
You sell part (or all) of your home to a provider in exchange for a lump sum or regular payments. You can remain living in the property rent-free for life, but you no longer fully own your home.
Still unsure if equity release is right for you? Speak to one of our experienced advisers today—we’re here 7 days a week to support your decision, not rush it.
Speak to a Real Expert – No Pressure
If you have questions, we’re here to help. Call us on Freephone 0800 520 0090—you’ll speak directly to a friendly, trained adviser with no pressure to go ahead.
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A lifetime mortgage is a loan secured against your property. Releasing equity will reduce the value of your estate over time due to compounded interest and costs, unless you make repayments. Equity release could affect your entitlement to means-tested benefits and impact funding long-term care. The money you release, plus the accrued interest is then repaid when you die or move into long-term care. To understand the features and risks, ask for your personalised illustration.
*We provide initial advice free of charge and with no obligation. Only if you choose to proceed and your case completes will Compare Retirement charge an advice fee, currently not exceeding £1,195. Other lender and solicitor fees may apply.
Why has equity release become so popular?
Equity release has grown significantly in popularity in recent years, driven by a combination of changing customer needs, rising property values, and improved product flexibility.
As more providers enter the market, new features have been introduced—giving homeowners aged 55 and over more choice, flexibility, and control over how and when they access the tax-free cash tied up in their homes.
Another major factor is the increase in UK property prices over the last few years. As property values rise, many homeowners are in a stronger position to unlock equity—allowing them to use their home to support their lifestyle or financial goals in retirement.
With improved access, flexible options, and growing awareness, it’s no surprise that equity release is becoming a popular way to make the most of your home in later life.
Call us free today on: 0800 520 0090 to find out more!
Find out how much equity you could release from your home TODAY